You are subject to the laws governing negligence toward anyone with whom you do business or who is on your premises. Negligence means lack of due care. When a court is persuaded that an injury was (more…)

business | No Comments »

When your business is shut down as a result of a fire or flood, you may be protected for loss of property but not for the loss of operating revenue to pay the bills while you rebuild. Similarly, if a partner (more…)

business | No Comments »

Homeowner’s insurance policies are not written to cover a busi-ness conducted from home and it is a big mistake to rely upon a standard homeowner’s insurance policy when you operate from home. Those parts of your home and the contents used for business may not be covered. This could mean (more…)

business | No Comments »

In reviewing many retirement plans, I find that many times too little thought is given to life insurance as a retirement benefit. Too often, pre retirees do not even engage in life insurance planning at all. Why bother? Life insurance is about dying and not about living, they think. On the other hand, most people want to take care of their spouse after they die, but without the proper insurance (more…)

Finance, career | No Comments »

Medicare is a federal and state health insurance program primarily for individuals who are sixty-five years of age or older. Full or partial cover-age is offered to those who are disabled before age sixty-five. There are two (more…)

Finance | No Comments »