To start a business, there are three important points; market, great idea and off course fund. Market is important due we have to sale our product and we have to make sure that our targeted market will absorb out products. The great idea as the main concept and then implemented into real product should be a soul of every step of production until received in the customer’s hand. In other side product should be an answer of customers need and make them satisfy. The last but the least is fund; that no business can running without fund. Most of new business players need the third party to support their new business and their first option is their favorite bank.
Bank always has a straight rule to protect their business and assets so this is main reason why they have high requirement for people who wants to get loan from them. People should have a good tracking financial report with all of bank; that’s the first and most important rule. If not they should make credit repair so their bad record will be erased from the bank system. This is not easy way but we can ask third party to help us on this case and usually they have a special trick to make our name become clean.
We have to choose the best bank for us, especially which can give us fix credit monthly payment so we can plan our financial. If finally we can get the loan, we have to maintain our relation with the bank to avoid negative feedback from them. If we always pay on time during our monthly payment and finally our loan is paid at all, may be there will be another offer from the bank to get another loan for our business expansion.
So actually there is no reason to get resistance from bank about loan if we have a good financial record before and we always can build our positive image not just for customer but also from our financial supporting.
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January 14, 2010
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