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When we apply credit card, usually there are some steps until we got the card (if our personal and financial data are approved by bank). The first step, we fill all information required on the available form and send it back to the bank or via bank officer. After that we will wait the second step which we call phone credit card processing. We call like this because actually from the second step we will communicate with the bank officer by phone or phone conversation.

The bank will try to find out our personal data with detail and try to double check as well our personal data with somebody that we already know before as put his name on the our application form. Better if we call our contact person and tell them that we need their help about telling the true about our personal data.

The scanning our personal data could be running for around one week from latest verification and if our application is approved by credit card issuer, we will receive information or direct call from their officer. After this, the next step is waiting for card distribution, it takes around 2-3 days and usually the distribution is doing by third part outside the bank side. After receive the card we can do activation and then we can directly use it as per we need.